1. Introduction
Welcome to LoanCenter.co.za (hereinafter referred to as “we,” “our,” or “us”). By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions, as well as our Privacy Policy, which governs your use of our site. If you do not agree with any part of these terms, please discontinue the use of our website immediately.
2. Purpose of the Website
LoanCenter.co.za is a referral platform designed to connect users with third-party loan lenders in South Africa. We do not provide loans directly; instead, our role is to facilitate connections between users and lenders. The website offers information and tools to help users find and compare loan options. However, we are not a financial institution, and we do not provide financial, investment, or legal advice.
3. Use of the Website
You agree to use LoanCenter.co.za solely for lawful purposes and in a manner that does not interfere with or inhibit the rights of others to enjoy the website. Prohibited actions include, but are not limited to, the following:
- Engaging in any form of unauthorized or automated access to the website (e.g., using bots or scrapers).
- Attempting to gain unauthorized access to any portion of the website or its systems.
- Transmitting or distributing any malicious code, viruses, or harmful data.
- Harassing, threatening, or defaming other users or third parties.
4. User Information
To access certain features of our website, you may be required to provide personal information such as your name, contact details, and financial information. By providing this information, you consent to its collection, use, and disclosure in accordance with our Privacy Policy. We use this information to connect you with appropriate loan lenders and to improve our services.
5. No Financial Advice
The content provided on LoanCenter.co.za is intended for informational purposes only. We do not offer financial, investment, or legal advice. Any decisions regarding loans or financial products should be made based on your own independent research and, if necessary, consultation with a qualified financial advisor. We make no representations or warranties regarding the accuracy or completeness of the information provided on our website.
6. Referral Services
LoanCenter.co.za acts as a referral service by directing users to third-party lenders. While we strive to partner with reputable lenders, we do not endorse or guarantee their services or products. Any agreements or transactions you enter into with these lenders are solely between you and the lender. LoanCenter.co.za is not responsible for any issues, disputes, or dissatisfaction arising from these agreements.
7. Disclaimers
The website and all content, services, and features are provided on an “as is” and “as available” basis. We make no representations or warranties, express or implied, regarding the website’s operation or the information, content, materials, or services included on or otherwise made available through the website. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not guarantee that the website will be uninterrupted, secure, or free from errors or viruses.
8. Limitation of Liability
In no event shall LoanCenter.co.za, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website or any referral services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses. Our total liability for any claim arising out of or relating to these Terms and Conditions shall not exceed the amount you paid, if any, to use the website.
9. Indemnification
You agree to indemnify and hold harmless LoanCenter.co.za, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the website or your violation of these Terms and Conditions.
10. Changes to Terms
LoanCenter.co.za reserves the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with the revised date. Your continued use of the website following the posting of changes constitutes your acceptance of the updated terms. It is your responsibility to review these Terms and Conditions periodically to stay informed of any changes.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of South Africa. Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of South Africa.
12. Termination
We reserve the right to terminate or suspend your access to the website, without notice, for any reason, including but not limited to, a violation of these Terms and Conditions. Upon termination, your right to use the website will cease immediately, and you must promptly destroy any downloaded or printed materials obtained from the website.
13. Third-Party Links
The website may contain links to third-party websites or resources. These links are provided for your convenience and do not imply endorsement by LoanCenter.co.za. We are not responsible for the availability, content, or accuracy of any third-party sites or resources, and we disclaim all liability arising from your use of such sites.
14. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
LoanCenter.co.za
Email: contact@loancenter.co.za
Address: Brits, North West, South Africa
15. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and LoanCenter.co.za regarding your use of the website. They supersede all prior or contemporaneous agreements and understandings, whether written or oral, relating to the subject matter.
By using LoanCenter.co.za, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
