How To Calculate Real Returns (For Real)

By: Alfred0 comments

Real returns – better than fake ones.  We need to get real. Realistically speaking, as much as we would really like to keep all of the return our investments...

Read More

Could The Tax Penalty For Exceeding Your TFSA Limits Be Worth It?

By: Alfred0 comments

Is it possible to score from a TFSA penalty?  Those of you with TFSA accounts should be familiar with the annual and lifetime limits which apply. As it stands,...

Read More

Demystifying Credit Scores – An Easy To Understand Guide

By: Alfred0 comments

Time to check the scoreboard Your credit score is a pretty important number. Why? Well a good credit score not only influences whether or not you will get any...

Read More

The Self-Insurance Snowball

By: Alfred0 comments

Just when you thought Winter was  nearly over.  Insurance is good business – it’s why the actuaries get paid so well! When Maths is on your side, you know...

Read More

5 Ways To Hack A Home Loan

By: Alfred0 comments

Own it, bond free, in 13 years instead of 20 For those of us who aren’t trust fund babies, a home loan is pretty much unavoidable if you want...

Read More

Bullet-Proofing The 4% Rule

By: Alfred0 comments

Don’t let the market shoot holes in your financial freedom If you are familiar with the 4% rule, you will know that it’s a great guide for retirement planning, as...

Read More

We’re Emigrating

By: Alfred0 comments

Trading flags.  When it comes to my finances, I have realized that being efficient is a key skill. Doing the things that gives me the best return per unit...

Read More

The Ultimate Retirement Annuity Guide

By: Alfred0 comments

Get some coin!  *Updated – September 2021 We all hope to have enough money to pay for our monthly expenses (and some extra for fun stuff of course) once...

Read More

A Collection Of Personal Finance Cheat Sheets

By: Alfred0 comments

Crib notes!  Over the years I have generated a number of 1 page summaries and explainers related to personal finance and investing. That’s because sometimes a picture or an...

Read More

How Much It Cost Us To Emigrate To The UK

By: Alfred0 comments

The most expensive flight of my life Now that the dust has finally settled on our move to the UK, and most of the whirlwind of admin that goes...

Read More